The live-updating system for Australian credit card sign-up bonuses and high-interest savings rates. Dashboard, tracker, strategy guides, and decision tools — all in one $19 bundle.
Get the AU Churner's Bible →One-time purchase. $19 AUD. Instant delivery.
General information only. Not financial advice. Always verify current offer terms at the issuer's website before applying. Applying for credit products creates enquiries on your credit file.
The problem
Most Australians are leaving money on the table across two fronts: credit card sign-up bonuses they never claim, and savings sitting in accounts paying well below the best available rate.
The deals exist — the problem is that keeping track of which cards you're eligible for, when cooldown periods end, which savings accounts are actually competitive right now, and whether any of it actually adds up is genuinely time-consuming.
The information is scattered across Reddit threads, Facebook groups, bank websites, and comparison tools — none of which talk to each other, and none of which tell you whether you've already claimed a particular bonus or how long you need to wait before you can again.
Sample from the live dashboard
A snapshot of current AU sign-up bonuses — updated automatically every Friday. Bundle includes the full live feed.
⚠️ Verify all offer terms at each issuer's website before applying.
What you get
Six components. One $19 purchase. No subscription required.
Who it's for
FAQ
You'll receive an instant download of a ZIP file containing six components: the Getting Started Guide PDF, the Disclaimer PDF, the Application Flowchart PDF, the Churn Safety Checklist PDF, the Personal Tracker XLSX, and the Notion Workspace Build Guide. The Getting Started Guide walks you through connecting everything to the live Master Sheet (the core live dashboard) in about 15 minutes.
No. The Master Sheet is maintained separately and updated every Friday evening via an automated scanner that pulls publicly available data from AU issuer and bank websites. Your Personal Tracker connects to the Master Sheet via a single IMPORTRANGE formula — you set it up once, and from then on both the CC Deals and Savings Rates tabs refresh automatically whenever the Master Sheet is updated. You never need to touch the Master Sheet directly.
No. The AU Churner's Bible contains general information only and is not financial advice. Points valuations are indicative figures from publicly available sources and are not a representation of value you will receive. You are responsible for verifying current offer terms at each issuer's official website before applying, and for making your own decisions about whether any credit product is appropriate for your circumstances. Applying for credit products creates enquiries on your credit file. See the full disclaimer PDF included in your bundle.
The CC Deals tab covers all major AU credit card sign-up bonuses across Velocity Frequent Flyer, Qantas Frequent Flyer, and American Express Membership Rewards. The Savings Rates tab covers high-interest savings accounts across all major AU banks. The Notion strategy guides cover the eight largest AU card issuers: ANZ, NAB, CommBank, Westpac, American Express, Citi/NAB, Bankwest, and St George.
The bundle is licensed for personal household use. Sharing with a partner who manages finances jointly with you is fine. Redistributing to third parties or posting the files publicly is not permitted.
The live dashboard updates automatically every Friday — no action required on your part. If the bundle itself (PDFs, tracker, Notion guide) is updated, existing Gumroad customers receive an email notification and can re-download for free.
Notion is optional. The core of the system is the Google Sheets dashboard and tracker, which work independently. The Notion Workspace Build Guide is an included extra for people who prefer Notion as their operations hub, but you can get full value from the bundle without ever opening Notion.
Get started
Stop researching from scratch every time a new card drops. The Bible does the tracking — you do the applying.
Get the AU Churner's Bible — $19 AUD →